How to Get Financing for Home Purchase?

While you may find the thought of home ownership  in Destin or on 30A (Beaches of South Walton) thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment. I can help connect you to the best loan officers in Niceville or Destin, as well as the best title companies to help you along in your quest.

Bluewater Bay, Niceville, Florida

From start to finish, you will follow a six-step, easy-to-understand process to securing the financing for your first home.
Six steps to Financing a Home
  1. Choose a loan officer (or mortgage specialist) Preferrably local–they know the local market.
  2. Make a loan application and get preapproved.  For this you will need ALL your financial documents, tax records, pay stubs, credit information, for at least two years.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.

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